As the risk of colorectal cancer increases from the age of 50 years onwards, a colon and rectum examination is possible for all insured persons. This is done by palpation of the rectum and a so-called hemocult test for blood in the stool.
From the 55th Age, the precaution extends to the colonoscopy. Women and men are entitled to this check-up twice every ten years. Alternatively, patients may continue to perform a stool examination every two years.
Special precautionary examinations should always be observed when pregnant.
Precaution during pregnancy
Additional examinations take place during pregnancy to ensure maternal and child health. Preventative care during pregnancy includes care before, during and after childbirth.
In addition to comprehensive advice on nutrition and health risks, women in pregnancy are entitled to regular blood and urine examinations as well as three ultrasound examinations. In addition to pregnancy, investigations on infections such as HIV.
Checkups - what to consider?
Under certain circumstances, the check-ups may begin sooner: If the patient has special risk factors such as a hereditary preload, then the health insurance company will come for the check-up earlier and at shorter intervals.
In addition to the statutory health check-ups, insured persons may take a number of supplementary screening examinations, which they must pay themselves. Such services are referred to as "iGeL" services (Individual Health Services).
However, the benefits of these additional benefits are sometimes controversial, so that a discussion with the doctor is advisable. In any case, the doctor must inform the patient about how much the examination will cost before performing such iGeL services. Before, it is worthwhile to clarify whether the health insurance does not cover the costs, since the investigation may be useful and perhaps even necessary in individual cases.